and Families Fighting Foreclosure
It is only when the real flow of documents and the real flow of money is analyzed that you can see the pattern of deception designed to screw the investors, screw the homeowners and run with the money and now, through illegal and improper foreclosures, they run with the property too.
If your home loan was made within the past 4-5 years, there is almost a 100% chance that it violates one or more of the laws relating to RESPA, TILA or Section 32 . . .
10 points to consider on loan modifications
Marin Family Action focuses on goal-oriented outcomes designed to increase financial stability for residents of Marin County, California. The process begins with financial literacy seminars and programs to establish or reestablishing credit worthiness.
Since June 2009, Marin Family Action has been deluged by people who are facing severe economic strife which may cause them to lose their homes through bank foreclosures. Many of these clients are senior citizens on fixed incomes. By working with attorneys, we have staved off more than 30 foreclosures. Our group has grown to more than 300 tax-paying, voting families representing all ethnic groups, all ages, and all professions. Many of these individuals and families are America’s new “poor,” in that they have not been able to replace jobs lost two or three years ago. Before finding MFA, our families were repeatedly turned down because they “didn’t meet the agency’s criteria,” and/or because these agencies do not work with families facing foreclosure.
