Marin Family Action

This QuickTime video is from Unity in Marin, Novato, California. It is from their website at www.UnityInMarin.com

Reverand Bill Englehart is an exceptional story teller. His Sunday messages are always relevant and told with wit and wisdom. It might be worth your while to view this as he is addressing real estate woes, greed, and suggesting ways of thinking that may ease your stresses, especially if you are in the middle of our real estate nightmares.

(Note: The video is slightly misaligned on the screen, so you may have to move your sliders to center it in the window.)

The court found that MERS acted “only as a nominee” for Bayrock under the Deed of Trust and there was no evidence that the note was transferred.

Marin Family action works year-round in supporting Marin County residents through various programs and events. All are designed to assure successful outcomes for our clients, and many are designed to bring joy into stress-filled lives. Our fundraisers cover our modest expenses and help with legal fees needed for our Home Save Project.

I am grateful for my almost 51 years of living in West Marin. At first it was the Beauty of the Area, but it didn’t take long to realize it was the People and no matter which Generation, they are the Staff of Life in West Marin.
And then, there is my Church, St. Columba’s in [...]

Until Now, There Have Been Seven Different Regulators With Authority Over The Consumer Financial Services Marketplace. Accountability has been lacking because responsibility is diffuse and fragmented. In addition, many mortgage lenders and mortgage brokers were almost completely unregulated. All that will change.

The bank did not do its job, according to this judge: “If you make a liar loan, then you cannot claim you were harmed by relying on lies.” The result: This family won their home free and clear.

A false loan application is fraud and usually grounds to deny a bankruptcy discharge, but this lender did not verify the income and did not rely on false application, according to an Oakland, CA, judge which called the case “a poster child for some of the practices that have led to the current crisis in our housing market.”

When homeowners call the HopeLine, they are usually given a timeline stating where they are in the foreclosure process and how much longer they will be able to keep their home. “It’s a total waste of time,” said one Mill Valley resident. “I didn’t learn anything new, and I had to wait on hold forever just to listen to some guy across the country that doesn’t really know what he’s talking about.

The FBI has a section on its site entitled “Money Matters.” Sections include Scam Watch, Credit Cards, Managing Your Money, Dealing with Debt, Your Home, etc.

In bankruptcy court documents, the party attempting to foreclose is identified as Mortgage Electronic Registration Systems Inc., or MERS, a small Vienna, Va.-based company employed by lenders to streamline the resale of mortgage loans and servicing rights. In that role, MERS claims an interest in tens of millions of U.S. home loans and the legal right to foreclose on those in default.

The Marinstock Benefit Concert was held to encourage us to give back to our community by helping families who have lost so much due to the mortgage crises.

Bombshell – Judge Orders Injunction Stopping ALL Foreclosure
Proceedings by Bank of America; Recontrust; Home Loan Servicing et al
Foreclosure Fraud | June 6, 2010 at 8:03 AM
(St. George, UT) June 5, 2010 –
A court order issued by Fifth District Court Judge James L. Shumate May 22, 2010 in St. George, Utah has stopped all foreclosure [...]